Hi, this is Jim Lange. Please watch this video in its entirety because at the end, we’re going to tell you how you can get a great book that is specifically for either college professors or TIAA participants.
My mom was a professor. My brother was a professor. We have 632 professors as clients, and we have served the academic community for 35 years. I’m a CPA, an estate attorney, and a registered investment advisor. And professors are our niche (if you will). For years I have been authoring books and peer-reviewed articles, but I tried to aim for a broader audience, which I have accomplished. I have authored eight best-selling books, many peer-reviewed articles, and a lot of articles that weren’t peer-reviewed. I finally, and I should have done it 20 years ago, but I finally got off my you know what, and I wrote a book specifically for professors and/or TIAA participants.
Well, the book is done. We have an Advance Reader Copy (ARC), and I want to get this ARC to you. I’d be more than happy to mail it to you. I will not only cover the cost of the book, but I will also cover the cost of the postage. I’d like to email a digital copy in addition, so you can either read it digitally or you could receive an old-fashioned printed copy. The book will address some of the most critical retirement and estate planning issues that you face.
For example, how do you withdraw your money and what is the optimal way to withdraw money specifically from TIAA (which I dub one of the great mysteries of life)? The book contains a lot of information specifically about TIAA for professors who have the majority, and sometimes the vast majority, of their assets in retirement plans.
Whether it’s a 403(b) plan, an IRA, a 457 plan, or any other type of these retirement plans, please remember that you haven’t paid income taxes on this money. And someday, unless you leave it to charity, somebody is going to have to pay taxes on it.
Taxes are about to explode, both while you are alive and after you’re gone, with the new SECURE Act law, and there are solutions to maximize money for yourself and for your family. Part of it, frankly, is a math problem with Roth IRA conversions and the SECURE Act, and part of it is how do we juggle the unique distribution rules of TIAA, which by the way, is significantly different than CREF.
I cover all these topics and much more in my new book, Retire Secure for Professors. Where we are as of now is that we have a printed copy that we’re calling an Advance Reader Copy (ARC), and I’m trying to get this ARC into the hands of as many professors and TIAA participants as I possibly can.
There are a couple reasons for urgency:
- Before year-end, we do want to act on behalf of most of our professor clients. If we can move quickly enough, or even if not, taxes are on the increase, and it is best to act sooner rather than later.
- It is also very likely that I am going to receive an offer to be published with one of the major New York publishers. And if that happens, my ability to give these ARCs away (and particularly the digital book) could very well cease as soon as I sign the contract with the publisher. So, I am anxious to get this information out to professors before I make a deal with the publisher, and I can’t imagine that this book would not be a major benefit for you and your family.
The other thing that you should know about the book is that we have a meticulously detailed Table of Contents. If you’re only interested in one subject, there are very specific chapters and chapters subheads, and you can go right to the issue that interests you. For example:
- What are the best strategies when TIAA is one of your major assets?
- What is the best estate planning strategy?
- What is the best Roth IRA conversion strategy?
- What is the best asset allocation?
- Should I annuitize?
I urge you to look at the bottom of the screen, which will tell you how you can get an ARC of this book and preferably do it now while you’re thinking about it. And I guarantee you that the book will arrive. I can’t imagine that you’re not going to enjoy it and get a lot of benefit from reading it. Thank you.