Assumptions For Graph: Tax-Deferred Savings Build Wealth

       1. 7% rate of return.
       2. Annual salary to age 67 was $100,000.
       3. Social Security at age 67 was $30,000 + spousal of $15,000.
       4. Annual contributions to retirement plans were $12,000.
       5. Annual spending was $80,000; $70,000 after retirement.